Why it matters
APY is often shown on staking, yield and savings-style crypto products. It can make offers look attractive, but it is not a guarantee.
What to check
Check whether the rate is variable, how rewards are paid, whether funds are locked and what platform or protocol risks apply.
Related pages
Use the APY calculator, read about staking and compare with APR.
How to use this term
Use APY as a practical checkpoint when comparing exchanges, wallets, cards or on-chain tools.
What to check
Check how the term appears in fees, limits, account rules, wallet flows and risk notes before making a platform decision.