APR vs APY

APR is a simpler annual rate. APY usually accounts for compounding, which can make the displayed number higher.

Why it matters

When comparing staking or yield products, users should understand whether the site shows APR or APY and whether rates can change.

Related pages

Read about APY, staking and use the calculator.

How to use this term

Use APR as a practical checkpoint when comparing exchanges, wallets, cards or on-chain tools.

What to check

Check how the term appears in fees, limits, account rules, wallet flows and risk notes before making a platform decision.