Common example

Crypto kept on a centralized exchange account is usually custodial because the platform controls the wallet infrastructure.

Tradeoff

Custodial wallets are convenient, but users depend on the platform's security, access rules and withdrawal policies.

Related pages

Compare non-custodial wallets and exchanges.

How to use this term

Use Custodial wallet as a practical checkpoint when comparing exchanges, wallets, cards or on-chain tools.

What to check

Check how the term appears in fees, limits, account rules, wallet flows and risk notes before making a platform decision.