What it means

Some cards or apps convert crypto to fiat using a spread instead of only a visible fee.

Why it matters

This can change the real cost of spending crypto.

Common mistake

Do not treat Card Spread as a universal rule. Exchanges, wallets and card apps may use the same term differently, especially around limits, fees, networks and account restrictions.

User action

Before relying on this term, check the provider's official help page, fee schedule or product terms. If funds are involved, test with a small amount first and keep a record of the transaction or setting.

Related pages

Continue with Spread or return to the crypto glossary.

How to use this term

Use Card Spread as a practical checkpoint when comparing exchanges, wallets, cards or on-chain tools.

What to check

Check how the term appears in fees, limits, account rules, wallet flows and risk notes before making a platform decision.